Can I use Payoneer without having a bank account?

Yes, you can use Payoneer without a bank account. Payoneer provides a Prepaid MasterCard which you can use to make purchases or withdraw cash from ATMs, just like a regular bank card. However, to fully utilize all Payoneer features such as direct transfers, a bank account may be required. It’s important to note that while you can receive funds into your Payoneer account without a bank account, withdrawing or transferring those funds might require one. Therefore, while it’s possible to use Payoneer without a bank account, having one can make the process more convenient.