What are the differences and similarities between Payoneer and Xoom payment systems?

Payoneer and Xoom are both popular online payment systems that facilitate international money transfers. Payoneer is widely used by freelancers and businesses for receiving payments from abroad, while Xoom, a service of PayPal, is primarily used for personal remittances. Both offer competitive exchange rates and fees, though these can vary depending on the country and currency involved. Payoneer provides a prepaid MasterCard which can be used at ATMs worldwide, while Xoom allows users to send money directly to foreign bank accounts, or for cash pickup at various locations. Both services prioritize security and customer service, and have mobile apps for convenient access.