Terms of Service for iGen Payments

These Terms of Service (“Terms”) govern your use of the iGen Payments website (igenpayments.com) and all its content, services, and products. The site offers articles and information related to international payments, including guidance on platforms like Payoneer and financial insights relevant to various countries such as India, UAE, Nigeria, and many others. Please read these Terms carefully before accessing or using our website.

By accessing or using any part of the website, you agree to become bound by these Terms. If you do not agree to all the Terms, you may not access the website or use any services. Your continued use of the website after any changes to these Terms constitutes your acceptance of the revised Terms. These Terms were last updated in March 2026.

1. Acceptance of Terms

By using igenpayments.com, you confirm that you have read, understood, and agreed to be bound by these Terms. These Terms apply to all visitors, users, and others who access or use the Service. You also agree to our Privacy Policy, which explains how we collect, use, and protect your personal information.

2. Intellectual Property and Content Ownership

All content on igenpayments.com, including text, graphics, logos, images, and articles, is the property of iGen Payments or its content suppliers and protected by international copyright and trademark laws. This includes our articles discussing Payoneer fees, fund transfers, and financial tips for global users.

You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of our material without our prior written consent. The only exception is for your personal, non-commercial use.

If you believe that any content on the site infringes your copyright, please send a DMCA notice to [email protected]. We address all such notices promptly.

3. Permitted and Prohibited Use

3.1. Permitted Use

You may read and view the content on igenpayments.com for your personal, non-commercial use.
You may share links to our articles on social media or via email for informational purposes, provided you do not remove or obscure any copyright or other proprietary notices.
You may print a reasonable number of pages from the site for your personal, non-commercial use.

3.2. Prohibited Use

You agree not to use the website for any unlawful purpose or in any way that could damage, disable, overburden, or impair the site. Specifically, you must not:

Attempt to gain unauthorized access to any part of the website, user accounts, or computer systems connected to the site.
Use any automated system, including “robots” or “spiders,” to access, scrape, or extract data from the site without our express written permission.
Transmit any unsolicited advertising, promotional materials, “junk mail,” “spam,” “chain letters,” “pyramid schemes,” or any other form of solicitation.
Introduce any viruses, trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.
Engage in any activity that interferes with other users’ ability to access or use the website.
Impersonate any person or entity, or falsely state or misrepresent your affiliation with a person or entity.
Copy, modify, or distribute content from the site for commercial purposes without our explicit written consent.

4. User-Generated Content (Comments) Policy

iGen Payments may allow users to post comments or other content on the site. You are solely responsible for any content you submit, post, or display on the website.

By posting content, you grant iGen Payments a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media. You represent and warrant that you own or otherwise control all the rights to the content you post.

You agree that your comments will not be illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise harmful to third parties. They must not contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” We reserve the right, but are not obligated, to monitor, edit, or remove any user-generated content.

Comments and other user-generated content reflect the opinions of the individual user and do not necessarily reflect the views of iGen Payments. We do not endorse or verify the accuracy of user comments.

5. Disclaimer of Warranties

The iGen Payments website and all its content are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. This includes but is not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

We do not warrant that the website will be uninterrupted, error-free, or free of viruses or other harmful components. We do not guarantee the accuracy, completeness, or usefulness of any information on the site, including articles on Payoneer exchange rates or specific financial advice. All financial information is for general guidance only; you should consult a professional for personalized financial counsel.

6. Limitation of Liability

In no event will iGen Payments, its affiliates, or their licensors, service providers, employees, agents, officers, or directors be liable for damages of any kind. This includes any direct, indirect, special, incidental, consequential, or punitive damages arising from your use of, or inability to use, the website or any content on it. Such damages may arise from loss of revenue, loss of profits, loss of business, loss of savings, loss of data, personal injury, or property damage, whether caused by tort (including negligence), breach of contract, or otherwise, even if foreseeable.

This limitation of liability applies even if iGen Payments has been expressly advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of certain types of damages, so the above limitation may not apply to you.

7. Indemnification

You agree to defend, indemnify, and hold harmless iGen Payments, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms or your use of the website. This includes your user-generated content, any use of the website’s content, services, and products other than as expressly authorized in these Terms, or your use of any information obtained from the website.

8. Governing Law

These Terms and your use of the iGen Payments website are governed by and construed in accordance with the laws of the jurisdiction where iGen Payments is legally established, without giving effect to any choice or conflict of law provision or rule. Any legal suit, action, or proceeding arising out of, or related to, these Terms or the website will be instituted exclusively in the courts of that jurisdiction.

9. Modification of Terms

We may revise and update these Terms of Service periodically at our sole discretion. All changes are effective immediately when we post them and apply to all access to and use of the website thereafter. We will indicate the “Last Updated” date at the top of this page when changes are made. Your continued use of the website following the posting of revised Terms means that you accept and agree to the changes.

You should review this page regularly to stay aware of any changes. If you have any questions about these Terms, please contact us at [email protected].